What will my insurance cost this year? Glad You Asked. SCIC has cost calculators to help you determine your best coverage options.

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Organic

Organic producers can select organic-specific coverage that will address the special risk and higher crop values associated with organic production.

Coverage Basics

Cause of Loss

Uncontrollable natural hazards covered by Crop Insurance.

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Controlling Weeds

Weed management and control loss techniques.

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Coverage Levels and Premium

Producers may select coverage at 50, 60, 70 or 80 per cent of their average yield.

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Green Manure Crops and Summerfallow Coverage

To be eligible for summerfallow coverage the following year, green manure crop growth must be terminated by July 11 in the brown and dark brown soil zones and by July 25 in the black and grey soil zones.

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Individual Coverage

Coverage based on individual growing history rather than area average.

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Insurable Crops

SCIC insures crop varieties suitable for local growing conditions.

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Management Experience Transfer

Used to establish a starting yield for a crop where no individual yield previously exists.

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Organic Certification

Land must be certified to be eligible for organic coverage

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Organic Reseeding Benefit

Organic crops that failed to establish must be reseeded by July 15.

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Production Guarantee

Guarantee is calculated based on individual coverage multiplied by insurable acres.

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Premium Discounts and Surcharges

Acknowledging risk differences, reducing premiums for customers without a history of repeated claims.

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Prices

Provided by the Market Analysis Group of Agriculture and Agri-Food Canada.

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Price Options

Producers can custom-fit their insurance by selecting price options best suited for their operation.

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Quality Coverage

Quality is factored in when calculating yield-loss.

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Soil Classification

Soil classification are used for premium and coverage calculations.

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Unseeded Acreage

Protecting land that is too wet to seed due to excessive spring moisture.

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Yield Cushioning

Yield cushioning limits the impact on yield coverage in poor crop years.

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Enhanced Coverage

Crop Averaging Program

For the same premium, insure crops at a higher overall coverage level compared to insuring each crop separately.

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Diversification Option

Available for crops, varieties, cropping practices not insurable under core Multi-Peril Crop Insurance.

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Irrigation Coverage

Coverage for crops grown on irrigated land reflective of the higher yield potential.

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