What will my insurance cost? Try our "What-if" calculators to complete generic coverage and premium calculations.

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Organic

Organic producers can select organic-specific coverage that will address the special risk and higher crop values associated with organic production.

Coverage Basics

Cause of Loss

Uncontrollable natural hazards covered by Crop Insurance.

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Controlling Weeds

Weed management and control loss techniques.

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Coverage Levels and Premium

Producers may select coverage at 50, 60, 70 or 80 per cent of their average yield.

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Grasshopper Management

Producers are responsible to control losses due to grasshoppers when it is economically and agronomically feasible.

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Green Manure Crops and Summerfallow Coverage

Effective for 2024, there are important changes to the green manure and summerfallow policy.

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Individual Coverage

Coverage based on individual growing history rather than area average.

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Individual Premium

Starting in 2023, an Individual Premium is calculated for each crop based on personal claim history compared to the area risk zone.

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Insurable Crops

SCIC insures crop varieties suitable for local growing conditions.

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Management Experience Transfer

Used to establish a starting yield for a crop where no individual yield previously exists.

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Organic Certification

Land must be certified to be eligible for organic coverage

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Organic Reseeding Benefit

Organic crops that failed to establish must be reseeded by July 15.

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Production Guarantee

Guarantee is calculated based on individual coverage multiplied by insurable acres.

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Prices

Base price for most crops is based on Agriculture and Agri-Food Canada’s January price forecast for the upcoming year. Pedigreed, forage and organic crops have a separate price structure to reflect the value of these crops.

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Price Options

Producers can custom-fit their insurance by selecting price options best suited for their operation.

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Quality Coverage

Quality is factored in when calculating yield-loss.

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Soil Classification

Soil classification are used for premium and coverage calculations.

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Unseeded Acreage

Protecting land that is too wet to seed due to excessive spring moisture.

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Yield Cushioning

Yield cushioning limits the impact on yield coverage in poor crop years.

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Enhanced Coverage

Crop Averaging Program

Insure a basket of crops at a higher overall coverage level compared to insuring each crop separately.

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Diversification Option

Available for crops, varieties, cropping practices not insurable under core Multi-Peril Crop Insurance.

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Irrigation Coverage

Coverage for crops grown on irrigated land reflective of the higher yield potential.

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