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FAQs

Get straight-forward, informed answers to your most important insurance questions.

Crop Insurance

  • Glad you asked...

    Crops that fail to adequately establish or suffer significant damage due to insurable causes before June 20 are eligible for an establishment benefit. Click here to learn more.

  • Glad you asked...

    For producers participating in Crop Insurance, the Seeded Acreage Report is necessary to calculate your level of insurance and process your claims. You must submit a Seeded Acreage Report declaring your seeded acres no later than June 25.

    You do not have any Crop Insurance coverage until you report your acres on your Seeded Acreage Report. If you suffer a crop loss and have not reported your acres by June 25, your claim may be denied.

    Seeded Acreage Report forms will be mailed to you in May. You can phone, fax, or mail your Seeded Acreage Report to any SCIC customer service office or you can use CropConnect to complete personalized reports online. If you fail to submit or are late, you may be assessed a penalty of $60. If necessary, an adjuster will visit your farm to gather the required additional information at an additional charge.

  • Glad you asked...

    Unreported stored grain is considered new production and will be added to a producer’s final crop production total, potentially reducing yield-loss claim payments.

    Filing your stored grain information will result in more accurate claim payments. The deadline to file a Stored Grain Declaration is June 25.

    You can phone, email, fax, or mail your Stored Grain Declaration to any SCIC customer service office or you can use CropConnect to complete declaration online.

  • Glad you asked...

    Coverage is available for Crop insurance customers who experience dry conditions this growing season.

    If a customer does not want to carry a crop through to harvest, they can file a pre-harvest appraisal. Crops carried through to harvest and with a reduced yield or loss in quality, may result in a post-harvest claim. Producers wanting to put insured acres to alternate use, must contact their local SCIC office or call 1-888-935-0000 prior to doing so.

  • Glad you asked...

    Crop Insurance customers who selected the Forage Rainfall Insurance Program (FRIP) have coverage against dry conditions and fire. FRIP customers can manage and graze their grass as needed.

    For weather derivative programs, claims do not have to be filed; they are automatically calculated based on weather station data.

    Click here to learn more.

  • Glad you asked...

    The Unseeded Acreage (USA) feature is included with multi-peril insurance coverage. All Crop Insurance customers have this protection for land too wet to seed due to excessive spring moisture.

    If you are experiencing wet acres this spring, you can file a Unseeded Acreage claim by June 25. Submit the claim through your CropConnect account or by speaking to your SCIC office.

    For more information about your Crop Insurance coverage or to file a Unseeded Acreage claim, contact your local SCIC office or call us at 1-888-935-0000.

  • Glad you asked...

    At SCIC, we are proud to provide a wide variety of insurance options for your farm. If unfavourable weather is impacting your farm, business risk management programs like AgriStability may help. To participate in AgriStability, please contact us before April 30 and request a new participant package.

    If you are a Crop Insurance customer, you may have coverage within one of our Weather-Based Programs or be eligible for an Establishment Benefit on your crop.

    Contact us today to learn more about your coverage and business risk options available. We understand each farm operation is different and there are many options available to manage your farm’s risk. Our experts provide straight-forward, informed answers to your insurance questions.

  • Glad you asked...

    Crop Insurance covers both production and quality. Your coverage is based on what you have grown over the long term and the coverage option you selected.

    Please contact your local SCIC office or call us at 1-888-935-0000 to discuss the details of your farm's coverage.

  • Glad you asked...

    The base prices for grain crops are established on the basis of January price forecasts provided by the Market Analysis Group of Agriculture and Agri-Food Canada. These prices represent the expected farm gate market price for the coming crop year. As a producer, you have the option of selecting from a variety of price options, including: Base and Low Price Options; In-Season Price Option; and Contract Price Option.

  • Glad you asked...

    Premium discounts and surcharges acknowledge risk differences between customers. These discounts and surcharges are calculated using a customer’s individual history of losses and a comparison of individual loss history to area losses. When an increase in the number or size of losses is experienced, the discount, if present, is reduced or the surcharge is increased.

  • Glad you asked...

    Fall crops seeded by September 30, and insured for yield-loss by March 31 of the following year, will be covered for spring-related establishment losses that are not winterkill related.

  • Glad you asked...

    When selecting your Crop Insurance coverage, you have a determined production guarantee and a designated grade for the crop you are insuring.

    To determine the amount of compensation for quality loss, SCIC uses a formula that makes up the difference between the value of the harvested production and the value of the designated grade for the insured crop. The difference is known as a quality factor and this factor is applied to the harvested production when calculating the final Crop Insurance payment.

  • Glad you asked...

    Clubroot is an important soil-borne disease that has the potential to impact yields on cruciferous crops (canola, mustard, etc.). Crop rotation is key to minimizing the impact and incidence of this disease. SCIC is working with the Ministry of Agriculture to inform Saskatchewan producers about the importance of rotation to manage clubroot. In some cases, if producers continue growing canola on the same land location and suffer a loss, their coverage may be reduced or denied.

  • Glad you asked...

    Absolutely! SCIC encourages producers to consider participating in both Crop Insurance and AgriStability Programs as part of a comprehensive risk management plan for their farming operation.

    With Crop Insurance, you have coverage for your crops from the start of seeding season until harvest is complete. Through AgriStability, you have even further coverage for other uncontrollable events throughout the year (such as rising input costs, falling commodity prices or unforeseen additional expenses. Since AgriStability accounts for the whole farm, the Program can provide benefit payments even if you also receive a Crop Insurance payment.

    Click here to to find the right coverage for your operation.

  • Glad you asked...

    The Vegetable Insurance Program provides risk management for the vegetable growers and market gardens in Saskatchewan. Insurance is an acreage loss/crop loss program and does not offer a production guarantee.

    Insurance is based on six baskets of crops. The base value per acre is calculated using the combination of crops in the basket and the input values for each basket, based on data from vegetable production surveys and industry specialists.

  • Glad you asked...

    Yield trending recognizes agronomic and production advancements and increasing a producer’s historical yields. Agronomic advancements may include improved farm management practices, technology, equipment and new crop varieties.