Land must be certified by an approved certification body in the current year to be eligible for organic coverage. Proof of certification must be supplied to SCIC when requested.
Transitional acres will be insured as commercial until full organic certification is achieved. If an insured parcel of land loses or fails to attain certification, the insured price will revert to the commercial price but the organic premium and yield will remain unchanged. SCIC allows certified organic crops to be insured as either organic or commercial.
If you elect to insure a certified organic crop as commercial, SCIC considers all conventional management practices (fertilizers, seed treatments, pesticides) available to you. SCIC will consider losses deemed to be controllable using conventional methods as uninsured causes of loss.