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FAQs

Get straight-forward, informed answers to your most important insurance questions.

General Questions

  • Glad you asked...

    You can access your Crop Insurance, AgriStability and Livestock Price Insurance accounts online.

    AgConnect

    AgConnect is SCIC’s web-based application for reviewing and submitting AgriStability information, available online 24/7. Using AgConnect allows you to: access your AgriStability information in one place, eliminate paperwork and tracking multiple files, easily file your forms online, view important historical information about your account and send supporting documents electronically.

    All customers have been assigned an activation code for accessing AgConnect. If you need assistance with this, visit your nearest SCIC customer service office or phone 1.866.270.8450. Our great team can help you activate your AgConnect account. To log into AgConnect, click here.

    CropConnect

    CropConnect allows you the flexibility to enter insurance selections, estimate costs with the insurance calculator, add or delete crops, select options and select levels of coverage. CropConnect provides complete personalized information and is conveniently accessible from any device. CropConnect also allows you to file your Seeded Acreage Reports, production and stored grain declarations or file a claim.

    All customers have been assigned an activation code for accessing CropConnect. If you need assistance with this, visit your nearest SCIC customer service office or phone 1.888.935.0000. Our great team can help you activate your CropConnect account. To log into CropConnect, click here.

    Livestock Price Insurance (LPI)

    Create a web account with LPI today to handle your insurance transactions online. You will need a valid email address and identification number to create a web accoun. Click here to create a web account. Click here to login if you already have a web account.

    Privacy and Security

    Customers have the ability to update and control their personal settings. Passwords, email addresses and security questions can be updated and changed at your convenience. Your information is kept secure in accordance with the Government of Saskatchewan’s Freedom of Information and Protection of Privacy Act.

  • Glad you asked...

    We want to make sure you understand your insurance coverage and the options available to you. Whether it's yield loss due to quality or quantity, crops failing to establish, wildlife damage to crops, predator attacks on livestock, declines in livestock prices or overall negative financial impacts to your bottom line, SCIC programs can provide the coverage you need.

    Contact us today to learn more about your coverage and business risk management options available. We understand each farm operation is different and there are many options available to manage your farm’s risk. Our experts provide straight-forward, informed answers to your insurance questions.

  • Glad you asked...

    At SCIC, we have a wide variety of insurance options to meet your needs. Our knowledgeable staff are available across the province to help discuss which programs and options can work best to manage your farm’s risk. Contact your local SCIC office or call us toll-free at 1-888-935-0000 to customize your farm insurance.

    Each farming operation is different and there are many options to manage your risk. SCIC offers various crop selections and coverage options within the Crop Insurance Program, as well as additional risk protection through the AgriStability Program, the Livestock Price Insurance Program and the Wildlife Damage Compensation Program. All SCIC programs and services can work together to provide comprehensive risk management for your farm.

  • Glad you asked...

    SCIC is pleased to offer a wide variety of insurance options for livestock producers – including Crop Insurance (forage coverage and weather-based forage programs), AgriStability, and the Livestock Price Insurance Program. Plus, the Wildlife Damage Program is also available to all Saskatchewan producers to provide compensation for wildlife damage to your crop in the field, stacked hay or greenfeed in the yard, or predator attacks on your livestock.

Crop Insurance

  • Glad you asked...

    Coverage is available for Crop insurance customers who experience dry conditions this growing season.

    If a customer does not want to carry a crop through to harvest, they can file a pre-harvest appraisal. Crops carried through to harvest and with a reduced yield or loss in quality, may result in a post-harvest claim. Producers wanting to put insured acres to alternate use, must contact their local SCIC office or call 1-888-935-0000 prior to doing so.

  • Glad you asked...

    Crop Insurance customers who selected the Forage Rainfall Insurance Program (FRIP) have coverage against dry conditions and fire. FRIP customers can manage and graze their grass as needed.

    For weather derivative programs, claims do not have to be filed; they are automatically calculated based on weather station data.

    Click here to learn more.

  • Glad you asked...

    At SCIC, we are proud to provide a wide variety of insurance options for your farm. If unfavourable weather is impacting your farm, business risk management programs like AgriStability may help. To participate in AgriStability, please contact us before April 30 and request a new participant package.

    If you are a Crop Insurance customer, you may have coverage within one of our Weather-Based Programs or be eligible for an Establishment Benefit on your crop.

    Contact us today to learn more about your coverage and business risk options available. We understand each farm operation is different and there are many options available to manage your farm’s risk. Our experts provide straight-forward, informed answers to your insurance questions.

  • Glad you asked...

    Crop Insurance covers both production and quality. Your coverage is based on what you have grown over the long term and the coverage option you selected.

    Please contact your local SCIC office or call us at 1-888-935-0000 to discuss the details of your farm's coverage.

  • Glad you asked...

    The base prices for grain crops are established on the basis of January price forecasts provided by the Market Analysis Group of Agriculture and Agri-Food Canada. These prices represent the expected farm gate market price for the coming crop year. As a producer, you have the option of selecting from a variety of price options, including: Base and Low Price Options; In-Season Price Option; and Contract Price Option.

  • Glad you asked...

    Premium discounts and surcharges acknowledge risk differences between customers. These discounts and surcharges are calculated using a customer’s individual history of losses and a comparison of individual loss history to area losses. When an increase in the number or size of losses is experienced, the discount, if present, is reduced or the surcharge is increased.

  • Glad you asked...

    Fall crops seeded by September 30, and insured for yield-loss by March 31 of the following year, will be covered for spring-related establishment losses that are not winterkill related.

  • Glad you asked...

    When selecting your Crop Insurance coverage, you have a determined production guarantee and a designated grade for the crop you are insuring.

    To determine the amount of compensation for quality loss, SCIC uses a formula that makes up the difference between the value of the harvested production and the value of the designated grade for the insured crop. The difference is known as a quality factor and this factor is applied to the harvested production when calculating the final Crop Insurance payment.

  • Glad you asked...

    Clubroot is an important soil-borne disease that has the potential to impact yields on cruciferous crops (canola, mustard, etc.). Crop rotation is key to minimizing the impact and incidence of this disease. SCIC is working with the Ministry of Agriculture to inform Saskatchewan producers about the importance of rotation to manage clubroot. In some cases, if producers continue growing canola on the same land location and suffer a loss, their coverage may be reduced or denied.

  • Glad you asked...

    Absolutely! SCIC encourages producers to consider participating in both Crop Insurance and AgriStability Programs as part of a comprehensive risk management plan for their farming operation.

    With Crop Insurance, you have coverage for your crops from the start of seeding season until harvest is complete. Through AgriStability, you have even further coverage for other uncontrollable events throughout the year (such as rising input costs, falling commodity prices or unforeseen additional expenses. Since AgriStability accounts for the whole farm, the Program can provide benefit payments even if you also receive a Crop Insurance payment.

    Click here to to find the right coverage for your operation.

  • Glad you asked...

    The Vegetable Insurance Program provides risk management for the vegetable growers and market gardens in Saskatchewan. Insurance is an acreage loss/crop loss program and does not offer a production guarantee.

    Insurance is based on six baskets of crops. The base value per acre is calculated using the combination of crops in the basket and the input values for each basket, based on data from vegetable production surveys and industry specialists.

  • Glad you asked...

    Yield trending recognizes agronomic and production advancements and increasing a producer’s historical yields. Agronomic advancements may include improved farm management practices, technology, equipment and new crop varieties.

AgriStability

  • Glad you asked...

    AgriStability is designed to help farm operations facing large margin declines caused by production loss, increased costs or market conditions.

    AgriStability is an affordable, low-cost Business Risk Management (BRM) program offering:

    -protection for your whole farming operation
    -financial support to help offset large margin declines
    -personalized coverage based on your farm history
    -program information accessible anytime, anywhere with AgConnect

    AgriStability is a national program under the Canadian Agricultural Partnership (CAP) agreement on agriculture policy. CAP is a federal-provincial-territorial funding agreement that governs BRM programs, such as AgriStability and AgriInvest, to support Canadian agriculture.

  • Glad you asked...

    The Reference Margin Limit is removed from the AgriStability Program, retroactive to the 2020 Program year.

    Removal of the Reference Margin Limit allows the AgriStability Program to better support producers experiencing declines in farm income from factors such as production loss, increased costs and poor market conditions.

    Removing the Reference Margin Limit makes the AgriStability Program more effective and equitable.

    Farming operations with low allowable expenses will see increased coverage and the opportunity to access larger benefits.

  • Glad you asked...

    The deadline to enrol in AgriStability each year is April 30. For the 2022 program year, the deadline to enrol is extended until June 30, 2022. Producers enrolled in the Program must pay their program fees by December 31 to be eligible to receive program benefits. There is a penalty for fees paid after the June 30 deadline or 30 days after their enrolment fee/notice, whichever is later.

    To participate in AgriStability for the 2022 program year, please contact us and request a new participant package.

  • Glad you asked...

    This can vary from company to company, but in most cases, it is the difference between the amount the producer committed to deliver, and the actual amount they must meet for the commitments of the forward contract.

    Click here to learn more or contact the AgriStability Call Centre at 1-866-270-8450.

  • Glad you asked...

    In the event you cannot meet the obligations of the contract, you may decide to purchase inventory to fulfill the contract. The income and expense related to purchasing inventory to meet the shortfall of the contract is allowable, if the operation has the resources/capacity to produce the commodity at the amounts which are contracted.

    Click here to learn more or contact the AgriStability Call Centre at 1-866-270-8450.

  • Glad you asked...

    Yes, however, it is the shortfall between the actual production amount the producer has the ability to deliver on and the volume committed to in the forward contract AgriStability will consider allowable. In situations where producers have not produced enough grain to fulfill their contracts, they are able to enter the expense incurred to buy out the shortfall of their contracts under code 9836 Commissions and Levies. The shortfall represents only the quantity of the contract they were unable to fill, and not the cost to buy out the entire contract to obtain a better price.

    Click here to learn more or contact the AgriStability Call Centre at 1-866-270-8450.

  • Glad you asked...

    Absolutely! SCIC encourages producers to consider participating in both Crop Insurance and AgriStability Programs as part of a comprehensive risk management plan for their farming operation.

    With Crop Insurance, you have coverage for your crops from the start of seeding season until harvest is complete. Through AgriStability, you have even further coverage for other uncontrollable events throughout the year, such as, rising input costs, falling commodity prices or unforeseen additional expenses. Since AgriStability accounts for the whole farm, the Program can provide benefit payments even if you also receive a Crop Insurance payment.

  • Glad you asked...

    An interim benefit payment is an advance on your final AgriStability benefit payment. You can apply for an interim benefit if you need access to program funds before completing your program year.

    Saskatchewan producers can apply for an interim benefit to receive 50 per cent of their estimated final benefit before completing their program year.

    The interim benefit is calculated based on the estimated margin decline or loss for the year when compared to the reference margin (historical average).

    Please call the AgriStability Call Centre at 1-866-270-8450 to apply and see if you may be eligible to receive an interim benefit. The last day to apply for an interim benefit for the 2022 program year is March 31, 2023.

  • Glad you asked...

    Enrolling in AgriStability is easy! Click here to request a call-back, contact your local SCIC office or call the AgriStability Call Centre at 1-866-270-8450 and request a new participant package.

  • Glad you asked...

    The deadline to submit 2021 AgriStability program forms without penalty is September 30, 2022.

    Submitting program forms is part of the annual process for producers enrolled in AgriStability. The information provided determines whether each producer qualifies for a payment. It also ensures the farm’s reference margin, which payments are based upon, is up to date.

    Any 2021 program forms received after September 30, 2022, may be subject to a penalty fee. AgriStability benefits will be reduced by $500 per month; however, if no benefit is calculated, there is no penalty applied. Program forms, with penalty, must be submitted by December 31, 2022.

Wildlife Damage

  • Glad you asked...

    All Saskatchewan producers are eligible to file a wildlife damage claim. The Wildlife Damage Compensation Program provides compensation to all Saskatchewan producers.

    You do not have to be a Crop Insurance customer to be eligible for compensation.

  • Glad you asked...

    Up to 100 per cent compensation is available on damage caused by ducks, geese, blackbirds and sandhill cranes.

    It is important to contact your local customer service office prior to harvesting or feeding and grazing any damaged crop so it can be assessed. Compensation is provided on a spot-loss basis and will be based on the yield loss of the crop in the damaged area.

    Click here for more information.

  • Glad you asked...

    The Wildlife Damage Compensation Program provides compensation to producers who experience wildlife damage to alternate feed, stacked hay and forage. All Saskatchewan producers are eligible for wildlife damage compensation. You do not have to be a Crop Insurance customer to be eligible and there is no enrolment required to register a claim.

    Report any damage to SCIC as soon as you notice it. Contact your local SCIC office or call: 1-888-935-0000.

  • Glad you asked...

    The program provides a way for landowners and rural municipalities (RMs) to have wild boars removed, which pose a threat to the environment, farm operations and to other livestock. SCIC has teams of experienced hunters and trappers who are ready to respond to reported sightings. For more information, visit our website: Feral Wild Boar Control Program

  • Glad you asked...

    The Feral Wild Boar Control Program operates as part of the Wildlife Damage Compensation Program. Along with coordinating removal of problem wild boar, SCIC can provide compensation for any crop or livestock damage caused by the pest. Under the Wildlife Damage Compensation Program, you can receive up to 100 per cent compensation on damage caused by wild boars. You do not have to be an existing SCIC customer to qualify for compensation.

  • Glad you asked...

    If you see a wild boar, report it SCIC. Call us at 1-888-935-0000 or email us at customer.service@scic.ca.
    You can also call or text the Saskatchewan Pork Development Board (SaskPork) reporting line at 1-833-PIG-SPOT.

  • Glad you asked...

    SCIC provides compensation to all Saskatchewan producers for injury or death to eligible livestock.

    Animals eligible for compensation include cattle, sheep, goats, bison, horse, hogs (excluding wild boar), elk and specialty livestock. Compensation is eligible on predation by coyotes, bears, cougars, lynxes, fox, wolves, bobcats, birds of prey, scavenging birds, raccoons, skunks, badgers, minks, weasels or any other wild animal causing injury or death to eligible livestock. Up to 100 per cent compensation is available for death and up to 80 per cent of the animal’s value to cover veterinary costs associated with injuries.

    Contact your local SCIC office or call 1-888-935-000 as soon as damage is discovered.

Livestock Price Insurance

  • Glad you asked...

    Producers who purchased a Livestock Price Insurance policy enter their claim window in the final four weeks of the policy. Settlement values reflect weekly market conditions and are determined using data collected from various auction markets across western Canada. During the first three weeks of the claim window, producers are in a claim position when the settlement index is lower than the insured coverage. The policy holder must manually manage their claim in those first three weeks. If the settlement index for the fourth and final week is lower than the producer’s insured coverage, a claim will automatically calculate using any remaining insured weight on the policy. Settlement indices are published on Mondays. Click here to receive Livestock Price Insurance premium and settlement indices by email.

  • Glad you asked...

    Livestock Price Insurance (LPI) can help you protect your operation against unexpected price declines. In 2020, the Feeder and Fed Programs supported producers by paying over $6 M in indemnities. You can choose coverage to best suit your operation’s needs every Tuesday, Wednesday and Thursday. To learn more about Livestock Price Insurance, its purpose and how it works, click here.

  • Glad you asked...

    Livestock Price Insurance can help protect your operation against market volatility and unexpected price declines. Many factors impact price fluctuations. Currently, there are few risk management programs available to Canadian livestock producers. The Livestock Price Insurance program is flexible and market driven, taking into account three areas of risk specific to Canadian cattle producers: price, currency and basis.

  • Glad you asked...

    The Livestock Price Insurance Premium Table provides a snapshot into the future. Becoming familiar with the premium tables and how they fluctuate day-to-day will assist when making purchasing decisions. When you purchase coverage to establish a floor price, you can maximize market potential. In the final four weeks of the policy, if the market falls below the coverage you purchased, Livestock Price Insurance will pay the difference. If the market is above the coverage purchased, you can benefit by selling livestock into the higher market.

  • Glad you asked...

    SCIC administers Livestock Price Insurance(LPI) to protect against market volatility. This program gives livestock producers protection against unexpected price drops on cattle and hogs over a defined period of time. You can select from a variety of price insurance coverage options every Tuesday, Wednesday and Thursday to find the best fit for your livestock operation.

  • Glad you asked...

    When you purchase livestock price insurance, your settle period (claim window) opens during the last four weeks of your policy. You can determine if you're in a claim position by monitoring weekly settlement prices during this period.

    Each Monday, the settlement prices for the previous week are published online. If the settlement price is below the insured price of your policy, you're eligible to submit a claim for a portion or all of your insured weight during claim hours.

    If you decide not to make a claim in the first three weeks of your claim window, the system will automatically settle your policy in the fourth and final week using that week's settlement prices. We encourage producers to check their policy and settlement prices before the expiration date.

  • Glad you asked...

    Please visit any SCIC office or call 1-888-935-0000 to purchase LPI policies and make claims.

    You will have the option to pay your policies upfront or on account. If choosing to pay on account, you have until the expiry date of your policy to pay premiums, subject to interest charges at a rate of CIBC prime + 2 per cent. The policy will be due at the expiration date of the policy and must be paid in full.

  • Glad you asked...

    SCIC is pleased to offer a wide variety of insurance options for livestock producers – including Crop Insurance (forage coverage and weather-based forage programs), AgriStability, and the Livestock Price Insurance Program. Plus, the Wildlife Damage Program is also available to all Saskatchewan producers to provide compensation for wildlife damage to your crop in the field, stacked hay or greenfeed in the yard, or predator attacks on your livestock.