What will my insurance cost this year? Glad You Asked. SCIC has cost calculators to help you determine your best coverage options.

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Multi-Peril

The multi-peril insurance program offers coverage on a wide range of crops and varieties. Producers can custom-fit their insurance by selecting price options, coverage levels and a number of other program options to build an insurance package to reflect their individual operation.

Coverage Basics

Cause of Loss

Uncontrollable natural hazards covered by Crop Insurance.

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Coverage Levels and Premiums

Producers may select coverage at 50, 60, 70 or 80 per cent of their average yield.

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Establishment Benefit

Coverage on crops that do not grow or adequately establish before June 20.

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Individual Coverage

Coverage based on individual growing history rather than area average.

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Insurable Crops

SCIC insures crop varieties suitable for local growing conditions.

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Management Experience Transfer

Used to establish a starting yield for a crop where no individual yield previously exists.

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Premium Discounts and Surcharges

Acknowledging risk differences, reducing premiums for customers without a history of repeated claims.

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Prices

Base prices for grains crops are established on the basis of January price forecasts provided by the Market Analysis Group of Agriculture and Agri-Food Canada.

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Price Options

Various price options are available to customize your coverage depending on the needs of your operation.

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Production Guarantee

Guarantee is calculated based on individual coverage multiplied by insurable acres.

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Quality Coverage

Quality is factored in when calculating yield-loss.

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Soil Classification

Soil classification are used for premium and coverage calculations.

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Unseeded Acreage

Protecting land that is too wet to seed due to excessive spring moisture.

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Yield Cushioning

Yield cushioning limits the impact on yield coverage in poor crop years.

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Yield Trending

Coverage is increased where production techniques show an upward trend.

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Enhanced Coverage

Crop Averaging Program

For the same premium, insure crops at a higher overall coverage level compared to insuring each crop separately.

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Diversification Option

Available for crops, varieties, cropping practices not insurable under core Multi-Peril Crop Insurance.

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Irrigation Coverage

Coverage for crops grown on irrigated land reflective of the higher yield potential.

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Pedigreed Seed Option

Members of the Canadian Seed Growers Association can insure crops as pedigreed, recognizing the higher value.

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Winterkill Insurance

Available on fall rye and winter wheat crops.

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Specialty Programs

Bee Mortality Insurance Program

Overwintering insurance for commercial Saskatchewan beekeepers with a minimum of 100 colonies.

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Commercial Vegetable Pilot Program

A risk management program for Saskatchewan commercial vegetable growers and market gardens.

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Fruit Tree Insurance Program

Insurance for commercial fruit growers who have a minimum of one acre of fruit trees.

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Honey Production Insurance Program

Yield loss insurance for commercial Saskatchewan beekeepers with a minimum of 100 colonies.

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Vegetable Insurance Program

A risk management program to assist when natural disasters impact Saskatchewan vegetable growers.

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Wild Rice Insurance Program

An area-based insurance program based on average yields.

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