What will my insurance cost this year? Glad You Asked. SCIC has cost calculators to help you determine your best coverage options.

Learn more

Pedigreed Seed Option

Producers who are members of the Canadian Seed Grower's Association can insure their crops as pedigreed which recognizes the higher value of such crops.

Customers selecting this option must be members of the Canadian Seed Growers’ Association. Recognizing the unique value and higher costs associated with pedigreed seed production, the Pedigreed Seed Option provides:

  • A higher price option for insurable crops
  • A quality adjustment if the germination of the seed produced is below certified seed standards due to insurable causes of loss

If you believe the germination of your harvested production is below the certified standard, you must request a germination test when the adjuster completes the claim or supply a record of a germination test.

If you select the Pedigreed Seed Option, you must select the same coverage level for your commercial crop. For example, if you choose 70 per cent coverage on your Hard Red Spring Wheat crop under the Pedigreed Seed Option, you must also select 70 per cent coverage for your commercial Hard Red Spring Wheat crop.

Individual coverage and yield-losses are calculated and updated separately for pedigreed and commercial crops. Pedigreed and commercial production must be harvested and stored separate.

If you harvested feed Hard Red Spring Wheat that failed the germination standards for Canada Certified #1, the quality factor would be calculated as the commercial factor divided by the price difference between pedigreed and commercial.

Pedigreed Crops Prices

View this year's Pedigreed Crops prices.

View prices

Pedigreed Quality Factor Example

If you harvested feed HRSW that failed the germination standards for Canada Certified #1, the quality factor would be calculated as the commercial factor divided by the price differential between pedigreed and commercial.

In the case of HRSW, 1.20 is the price differential. If the commercial factor for feed wheat is 0.83, the quality factor for failed germination would then be 0.83 ÷ 1.20 or 0.69.

A pedigreed quality factor of 0.69 would be applied to your net production to calculate your claim.