Find Your Right Coverage
Unseeded Acreage Example
Example provided below applicable to the Unseeded Acreage (USA) feature.
You farm 1,000 acres. Your four-year average indicates you seed 90 per cent of your land base. This year, you are able to seed 600 of your 1,000 acres.
| Details | Value |
|---|---|
| Annual Crop Acres | 1,000 |
| Farm Acres Seeded/Dry Enough To Seed | 700 |
| Previous Years Summerfallow Acres | 270 |
| Summerfallow Acres Dry Enough To Seed | - |
| Summerfallow Acres Seeded | 220 |
| Seeding Intensity | 90% |
Farm Coverage Land Base
| Total acres | Stubble too wet to seed | Summerfallow to wet to seed | Acres seeded | Totals Acres x 90% Seeding Intensity | LLD 5% Deductible |
|---|---|---|---|---|---|
| 160 | 50 | - | 110 stubble | 144 | 7.2 |
| 160 | - | - | 160 stubble | 144 | - |
| 160 | 160 | - | - | 144 | 7.2 |
| 160 | 40 | - | 120 summerfallow | 144 | 7.2 |
| 110 | - | - | 110 stubble | 99 | - |
| 150 | - | 50 | 100 summerfallow | 135 | 6.8 |
| 100 | - | - | 100 stubble | 90 | - |
| Acres to be deducted | 28.4 |
* A deductible only applies to quarters with acres too wet to seed.
Whole Farm Coverage Calculation
| Details | Value |
|---|---|
| (1) Annual Crop Acres | 1,000 |
| (2) Seeding Intensity | 90% |
| (3) Acres Normally Seeded (1) x (2) | 900 |
| (4) Legal Land Description Deductible | 28 |
| (5) Whole Farm Coverage (3) - (4) | 872 |
| (6) Eligible Claim Acres 872-700 (acres seeded - acres dry enough to seed) | 172 Acres |
If there are any acres summerfallowed in the current year, they are not considered dry enough to seed.
Summerfallow Coverage
| Total Acres | Stubble too wet to seed | Summerfallow too wet to seed | Acres Seeded | SMF LLD 5% deductible |
|---|---|---|---|---|
| 160 | 50 | - | 110 stubble | - |
| 160 | - | - | 160 stubble | - |
| 160 | 160 | - | - | - |
| 160 | 40 | - | 120 summerfallow | - |
| 110 | - | - | 110 stubble | - |
| 150 | - | 50 | 100 summerfallow | 7.5 |
| 100 | - | - | 100 stubble | - |
| Acres to be deducted | 8 |
Summerfallow Coverage Calculation
| Details | Value |
|---|---|
| (7) Previous Year's Summerfallow | 270 |
| (8) Legal Land Description Deductible | 8 |
| (9) Summerfallow Coverage (Row 7-Row 8) | 262 |
| (10) Eligible Claim Acres = 262-220 (Row 9-summerfallow acres seeded) | 42 acres |
Indemnity Calculation
| Details | Value |
|---|---|
| Whole Farm Claim acres (Row 6) | 172 acres |
| Summerfallow Claim Acres (Row 10) | 42 acres |
| Claim Acres Payable (Greater of Row 6 or Row 10) | 172 acres |
| Unseeded Acreage Indemnity (172 acres x $75 per acre) | $12,900 |