Pre-Harvest Appraisals

All customers decide on how to use the production from insured acres; however, most crops have some potential value, which must be appraised if the crop is not going to be harvested. A pre-harvest appraisal occurs when your insured acres are put to a use other than harvesting (baling, grazing, etc.). An inspection must be completed prior to putting your insured acres to an alternate use. The appraised value of the crop is used in the calculation of any subsequent indemnities.

Low Yield Appraisal (LYA)

In response to the feed shortage this year, SCIC is doubling the Low Yield Appraisal threshold values for customers who salvage their cereal or pulse crops as feed, without negatively impacting future individual coverage. After a harvest-loss factor is applied, if the appraised yield falls below the established threshold level, the Customer Service Office manager can reduce the appraisal to zero based on information gathered by the adjuster during the inspection. 

  • The threshold level is meant to reflect the approximate cost of harvesting when a crop is not worth harvesting.
  • This can be applied on a field basis. It does not have to be applied to the entire crop.
  • LYA cannot be applied due to quality.
  • LYA’s may be applied to a portion of a field. 
  • All eligible acres must be put to an alternate use.

LYA Example
The previous established threshold for barley was seven bushels per acre. For Crop Insurance customers wanting to utilize a grain crop for feed, the threshold will now be 14 bushels per acre. In this case, a zero bushel yield would be used for the claim and the original 14 bushels would be used to update future coverage.
 

For 2021, Low Yield Appraisal threshold values are doubled for customers who salvage their cereal or pulse crops as feed. These crops are indicated in the below chart with an asterisk (*). The values in the chart are the standard threshold numbers.

Cereal and pulse crops include: Wheat, Barley, Oats, Peas, Corn, Lentils, Soybean, Chickpea, Rye, Beans, Triticale
 

CropThreshold Level (kilograms)Threshold Level (bushels)
HRSW136*5*
HWSW136*5*
Durum136*5*
Barley152*7*
Oats154*10*
Flax1024
Canola0914
IP Canola0914
Fall Rye178*7*
Sunflower685
ESRS Wheat136*5*
Khorasan 136*5*
Kamut 136*5*
Yellow Mustard683
Brown Mustard683
Oriental Mustard683
Field Peas136*5*
CorianderN/AN/A
Corn203*8*
Large Green Lentils82*3*
Lentils - Other82*3*
Red Lentils82*3*
Canary Seed683
Spring Rye178*7*
Triticale178*7*
Winter Wheat136*5*
Fababeans136*5*
Dry Beans82*3*
CPS Wheat136*5*
Desi Chickpea82*3*
Small Kabuli Chickpea82*3*
Large Kabuli Chickpea82*3*
Soybean82*3*
Alfalfa Seed1125 pounds
CarawayN/AN/A
Hemp4190 pounds

Alternate Use

Customers are asked to contact their local SCIC office before they graze, bale or silage any damaged crops to discuss their options. Crop Insurance coverage will not be negatively impacted if customers chose to divert grain crops to feed.

Livestock producers can gain access to feed sources from Crop Insurance customers who chose to put their crops to a use other than harvest. Producers are encouraged to contact their neighboring operations to set up arrangements.