How can I customize my farm insurance?

Glad You Asked

Get straight-forward, informed answers to your most important insurance questions.

Question Categories

General Questions

  • Am I able to manage my SCIC business online?
    Glad You Asked

    You can access your Crop Insurance, AgriStability and Livestock Price Insurance accounts online.


    AgConnect

    AgConnect is SCIC’s web-based application for reviewing and submitting AgriStability information, available online 24/7.

    Using AgConnect allows you to: access your AgriStability information in one place, eliminate paperwork and tracking multiple files, easily file your forms online, view important historical information about your account and send supporting documents electronically.

      

    Getting Started with AgConnect

    All customers have been assigned an activation code for accessing AgConnect. If you need assistance with this, visit your nearest SCIC customer service office or phone 1.866.270.8450. Our great team can help you activate your AgConnect account.

    To learn more about AgConnect, click here.  To log into AgConnect, click here.


    CropConnect

    CropConnect allows you the flexibility to enter insurance selections, estimate costs with the insurance calculator, add or delete crops, select options and select levels of coverage. CropConnect provides complete personalized information and is conveniently accessible from any device.

    CropConnect also allows you to file your Seeded Acreage Reports, production and stored grain declarations or file a claim. 

     

    Getting Started with CropConnect

    All customers have been assigned an activation code for accessing CropConnect. If you need assistance with this, visit your nearest SCIC customer service office or phone 1.888.935.0000. Our great team can help you activate your CropConnect account.

    To learn more about CropConnect, click here. To log into CropConnect, click here.


    Livestock Price Insurance (LPI)

    Create a web account with LPI today to handle your insurance transactions online. You will need a valid email address and identification number to create a web accoun.

    Click here to create a web account. Click here to login if you already have a web account. 

    Additional resources relating to LPI business online can be found here.

     

    Privacy and Security

    Customers have the ability to update and control their personal settings. Passwords, email addresses and security questions can be updated and changed at your convenience. Your information is kept secure in accordance with the Government of Saskatchewan’s Freedom of Information and Protection of Privacy Act.

  • What does my farm insurance cover me for?
    Glad You Asked

    We want to make sure you understand your insurance coverage and the options available to you. Whether it's yield loss due to quality or quantity, crops failing to establish, wildlife damage to crops, predator attacks on livestock, declines in livestock prices or overall negative financial impacts to your bottom line, SCIC programs can provide the coverage you need.

    Contact us today to learn more about your coverage and business risk management options available. We understand each farm operation is different and there are many options available to manage your farm’s risk. Our experts provide straight-forward, informed answers to your insurance questions.

  • The weather isn’t cooperating. What are my insurance options?
    Glad You Asked

    At SCIC, we are proud to provide a wide variety of insurance options for your farm. If unfavourable weather is impacting your farm, business risk management programs like AgriStability may help. To participate in AgriStability for the 2021 program year, please contact us before June 30, 2021, and request a new participant package. 

    If you are a Crop Insurance customer, you may have coverage within one of our Weather-Based Programs or be eligible for an Establishment Benefit on your crop.

    Contact us today to learn more about your coverage and business risk options available. We understand each farm operation is different and there are many options available to manage your farm’s risk. Our experts provide straight-forward, informed answers to your insurance questions.

  • How can I customize my farm insurance?
    Glad You Asked

    At SCIC, we have a wide variety of insurance options to meet your needs. Our knowledgeable staff are available across the province to help discuss which programs and options can work best to manage your farm’s risk. Contact your local SCIC office or call us toll-free at 1-888-935-0000 to customize your farm insurance.

    Each farming operation is different and there are many options to manage your risk. SCIC offers various crop selections and coverage options within the Crop Insurance Program, as well as additional risk protection through the AgriStability Program, the Livestock Price Insurance Program and the Wildlife Damage Compensation Program. All SCIC programs and services can work together to provide comprehensive risk management for your farm. 

  • What insurance is available for my livestock?
    Glad You Asked

    SCIC is pleased to offer a wide variety of insurance options for livestock producers – including Crop Insurance (forage coverage and weather-based forage programs), AgriStability, and the Livestock Price Insurance Program. Plus, the Wildlife Damage Program is also available to all Saskatchewan producers to provide compensation for wildlife damage to your crop in the field, stacked hay or greenfeed in the yard, or predator attacks on your livestock.

  • How is SCIC keeping staff and producers safe during COVID-19?
    Glad You Asked

    SCIC is taking additional precautions to keep our staff and the public safe during these unprecedented times. Full details are available here: scic.ca/covid-19


Crop Insurance

  • The weather isn’t cooperating. What are my insurance options?
    Glad You Asked

    At SCIC, we are proud to provide a wide variety of insurance options for your farm. If unfavourable weather is impacting your farm, business risk management programs like AgriStability may help. To participate in AgriStability for the 2021 program year, please contact us before June 30, 2021, and request a new participant package. 

    If you are a Crop Insurance customer, you may have coverage within one of our Weather-Based Programs or be eligible for an Establishment Benefit on your crop.

    Contact us today to learn more about your coverage and business risk options available. We understand each farm operation is different and there are many options available to manage your farm’s risk. Our experts provide straight-forward, informed answers to your insurance questions.

  • What is a Seeded Acreage Report?
    Glad You Asked

    For producers participating in Crop Insurance, the Seeded Acreage Report is necessary to calculate your level of insurance and process your claims. You must submit a Seeded Acreage Report declaring your seeded acres no later than June 25.

    You do not have any Crop Insurance coverage until you report your acres on your Seeded Acreage Report. If you suffer a crop loss and have not reported your acres by June 25, your claim may be denied. 

    Seeded Acreage Report forms will be mailed to you in May. You can phone, fax, or mail your Seeded Acreage Report to any SCIC customer service office or you can use CropConnect to complete personalized reports online. If you fail to submit or are late, you may be assessed a penalty of $60. If necessary, an adjuster will visit your farm to gather the required additional information at an additional charge.

  • Why should I report my stored grain?
    Glad You Asked

    Unreported stored grain is considered new production and will be added to a producer’s final crop production total, potentially reducing yield-loss claim payments.

    Filing your stored grain information will result in more accurate claim payments. The deadline to file a Stored Grain Declaration is June 25. 

    You can phone, email, fax, or mail your Stored Grain Declaration to any SCIC customer service office or you can use CropConnect to complete declaration online.

  • Am I eligible for the Establishment Benefit?
    Glad You Asked

    Crops that fail to adequately establish or suffer significant damage due to insurable causes before June 20 are eligible for an establishment benefit.  Click here to learn more.

  • If it is too wet to seed, what are my options?
    Glad You Asked

    The Unseeded Acreage (USA) feature is included with multi-peril insurance coverage. All Crop Insurance customers have this protection for land too wet to seed due to excessive spring moisture.

    If you are experiencing wet acres this spring, you can file a Unseeded Acreage claim by June 25. Submit the claim through your CropConnect account or by speaking to your SCIC office. 

    For more information about your Crop Insurance coverage or to file a Unseeded Acreage claim, contact your local SCIC office or call us at 1-888-935-0000.

  • How do quality factors work?
    Glad You Asked

    When selecting your Crop Insurance coverage, you have a determined production guarantee and a designated grade for the crop you are insuring.

    To determine the amount of compensation for quality loss, SCIC uses a formula that makes up the difference between the value of the harvested production and the value of the designated grade for the insured crop. The difference is known as a quality factor and this factor is applied to the harvested production when calculating the final Crop Insurance payment. 

  • Can I be in both Crop Insurance and AgriStability?
    Glad You Asked

    Absolutely! SCIC encourages producers to consider participating in both Crop Insurance and AgriStability Programs as part of a comprehensive risk management plan for their farming operation.

    With Crop Insurance, you have coverage for your crops from the start of seeding season until harvest is complete. Through AgriStability, you have even further coverage for other uncontrollable events throughout the year (such as rising input costs, falling commodity prices or unforeseen additional expenses. Since AgriStability accounts for the whole farm, the Program can provide benefit payments even if you also receive a Crop Insurance payment.

  • How are Crop Insurance prices set?
    Glad You Asked

    The base prices for grain crops are established on the basis of January price forecasts provided by the Market Analysis Group of Agriculture and Agri-Food Canada. These prices represent the expected farm gate market price for the coming crop year. As a producer, you have the option of selecting from a variety of price options, including: Base and Low Price Options; In-Season Price Option; and Contract Price Option. 

  • How is my Crop Insurance coverage calculated?
    Glad You Asked

    Crop Insurance covers both production and quality. Your coverage is based on what you have grown over the long term and the coverage option you selected.

    Please contact your local SCIC office or call us at 1-888-935-0000 to discuss the details of your farm's coverage. 

  • What is a premium discount or surcharge?
    Glad You Asked

    Premium discounts and surcharges acknowledge risk differences between customers. These discounts and surcharges are calculated using a customer’s individual history of losses and a comparison of individual loss history to area losses. When an increase in the number or size of losses is experienced, the discount, if present, is reduced or the surcharge is increased.

  • How does the Establishment Benefit work for fall seeded crops?
    Glad You Asked

    Fall crops seeded by September 30, and insured for yield-loss by March 31 of the following year, will be covered for spring-related establishment losses that are not winterkill related. 

  • What is SCIC doing to reduce the spread of clubroot?
    Glad You Asked

    Clubroot is an important soil-borne disease that has the potential to impact yields on cruciferous crops (canola, mustard, etc.). Crop rotation is key to minimizing the impact and incidence of this disease. SCIC is working with the Ministry of Agriculture to inform Saskatchewan producers about the importance of rotation to manage clubroot. In some cases, if producers continue growing canola on the same land location and suffer a loss, their coverage may be reduced or denied.

  • What is yield trending?
    Glad You Asked

    Yield trending recognizes agronomic and production advancements and increasing a producer’s historical yields. Agronomic advancements may include improved farm management practices, technology, equipment and new crop varieties.
     


AgriStability

  • What is AgriStability?
    Glad You Asked

    AgriStability is designed to help farm operations facing large margin declines caused by production loss, increased costs or market conditions.

    AgriStability is an affordable, low-cost Business Risk Management (BRM) program offering:

    -protection for your whole farming operation
    -financial support to help offset large margin declines
    -personalized coverage based on your farm history
    -program information accessible anytime, anywhere with AgConnect

    AgriStability is a national program under the Canadian Agricultural Partnership (CAP) agreement on agriculture policy. CAP is a federal-provincial-territorial funding agreement that governs BRM programs, such as AgriStability and AgriInvest, to support Canadian agriculture.

  • When can I submit 2020 program forms?
    Glad You Asked

    The deadline to submit 2020 AgriStability program forms without penalty is September 30, 2021.

    Submitting program forms is part of the annual process for producers enrolled in AgriStability. The information provided determines whether each producer qualifies for a payment. It also ensures the farm’s reference margin, which payments are based upon, is up to date.

    Any 2020 program forms received after September 30, 2021, may be subject to a penalty fee. AgriStability benefits will be reduced by $500 per month; however, if no benefit is calculated, there is no penalty applied. Program forms, with penalty, must be submitted by December 31, 2021.

    Click here for more details»

  • The weather isn’t cooperating. What are my insurance options?
    Glad You Asked

    At SCIC, we are proud to provide a wide variety of insurance options for your farm. If unfavourable weather is impacting your farm, business risk management programs like AgriStability may help. To participate in AgriStability for the 2021 program year, please contact us before June 30, 2021, and request a new participant package. 

    If you are a Crop Insurance customer, you may have coverage within one of our Weather-Based Programs or be eligible for an Establishment Benefit on your crop.

    Contact us today to learn more about your coverage and business risk options available. We understand each farm operation is different and there are many options available to manage your farm’s risk. Our experts provide straight-forward, informed answers to your insurance questions.

  • Can I be in both Crop Insurance and AgriStability?
    Glad You Asked

    Absolutely! SCIC encourages producers to consider participating in both Crop Insurance and AgriStability Programs as part of a comprehensive risk management plan for their farming operation.

    With Crop Insurance, you have coverage for your crops from the start of seeding season until harvest is complete. Through AgriStability, you have even further coverage for other uncontrollable events throughout the year (such as rising input costs, falling commodity prices or unforeseen additional expenses. Since AgriStability accounts for the whole farm, the Program can provide benefit payments even if you also receive a Crop Insurance payment.

  • When can I enrol in AgriStability?
    Glad You Asked

    The deadline to enrol in AgriStabilty each year is April 30. For the 2021 program year the deadline to enrol has been extended to June 30, 2021. Producers enrolled in the program must pay their program fees by December 31 to be eligible to receive program benefits.

    To participate in AgriStability for the 2021 program year, please contact us and request a new participant package. 

  • How can I join AgriStability?
    Glad You Asked

    Applying for AgriStability is easy! Click here to request a call-backcontact your local SCIC office or call the AgriStability Call Centre (1-866-270-8450) and request a new participant package.

  • How much does it cost to be in AgriStability?
    Glad You Asked

    AgriStability is a low-cost Business Risk Management program. The program fee is $3.15 for every $1,000 of Contribution Reference Margin. A $55 fee is also applied to help cover administrative costs. All participants are given 30 days from the date on their Enrolment/Fee Notice or until the enrolment deadline whichever is later, to pay these fees without penalty.

  • What is an interim benefit?
    Glad You Asked

    An interim benefit payment is an advance on your final AgriStability benefit payment. You can apply for an interim benefit if you need access to program funds before completing your program year.

    The interim benefit is calculated based on the estimated margin decline or loss for the year when compared to the reference margin (historical average).

    Please call the AgriStability Call Centre at 1-866-270-8450 to apply and see if you may be eligible to receive an interim benefit.

  • How has private insurance payments changed within the AgriStability Program?
    Glad You Asked

     The AgriStability Program has changed how it treats private insurance payments (revenue).

    Previously, producers who received a private insurance payment had that revenue amount included in their AgriStability allowable income. Effective in the 2020 program year, this revenue will be excluded from the AgriStability benefit calculation; therefore, increasing a producer’s potential for an AgriStability benefit.

    The premium and any payment from private insurance will remain included in the reference margin.

  • How does the private insurance benefit calculation affect Crop Insurance customers?
    Glad You Asked

    Nothing will change with how premiums and payments from SCIC’s Crop Insurance Program are treated by AgriStability. Crop Insurance continues to be included as allowable income and expenses because the government contributes to a producer’s Crop Insurance premium. 

  • What is a considered private insurance program within AgriStability calculations?
    Glad You Asked

    For AgriStability, the "private insurance" programs applies to risk management programs where the producer pays the entire premium for their coverage, such as independent hail insurance, Global Ag Risk Solutions (GARS) gross revenue insurance and the Livestock Price Insurance Program (LPI).


Wildlife Damage

  • What are my options if waterfowl damage my crop?
    Glad You Asked

    Up to 100 per cent compensation is available on damage caused by ducks, geese, blackbirds and sandhill cranes.

    It is important to contact your local customer service office prior to harvesting or feeding and grazing any damaged crop so it can be assessed. Compensation is provided on a spot-loss basis and will be based on the yield loss of the crop in the damaged area.

    Click here for more information.

  • My livestock is being preyed on by wildlife, what can I do?
    Glad You Asked

    SCIC provides compensation to all Saskatchewan producers for injury or death to eligible livestock.

    Animals eligible for compensation include cattle, sheep, goats, bison, horse, hogs (excluding wild boar), elk and specialty livestock.Compensation is eligible on predation by coyotes, bears, cougars, lynxes, fox, wolves, bobcats, birds of prey, scavenging birds, raccoons, skunks, badgers, minks, weasels or any other wild animal causing injury or death to eligible livestock. Up to 100 per cent compensation is available for death and up to 80 per cent of the animal’s value to cover veterinary costs associated with injuries.

    Contact your local SCIC office or call 1-888-935-000 as soon as damage is discovered.

  • Am I eligible for Wildlife Damage Compensation?
    Glad You Asked

    All Saskatchewan producers are eligible to file a wildlife damage claim. The Wildlife Damage Compensation Program provides compensation to all Saskatchewan producers.

    You do not have to be a Crop Insurance customer to be eligible for compensation.

  • Wildlife damaged my bales. What can I do?
    Glad You Asked

    The Wildlife Damage Compensation Program provides compensation to producers who experience wildlife damage to alternate feed, stacked hay and forage. All Saskatchewan producers are eligible for wildlife damage compensation. You do not have to be a Crop Insurance customer to be eligible and there is no enrolment required to register a claim. 

    Report any damage to SCIC as soon as you notice it. Cotact your local SCIC office or call: 1-888-935-0000.


LPI

  • When is the last day to buy a Livestock Price Insurance Calf Policy?
    Glad You Asked

    Producers have until June 10, 2021 to purchase a Livestock Price Insurance Calf Policy. Purchasing hours are on Tuesday, Wednesday and Thursdays from 2:00 p.m. to 11:00 p.m. CST. Livestock Price Insurance for the feeder and fed program can be purchased year-round. 

    Producers are encouraged to register for Livestock Price Insurance weekly premium and settlement emails. Monitoring price changes due to market fluctuations can help producers with making timely risk management purchase decisions. To subscribe to these regular updates, click here.

    If you have any questions, please contact SCIC at 1-888-935-0000.

  • Why should I buy Livestock Price Insurance?
    Glad You Asked

    Livestock Price Insurance can help protect your operation against market volatility and unexpected price declines. Many factors impact price fluctuations. Currently, there are few risk management programs available to Canadian livestock producers. The Livestock Price Insurance program is flexible and market driven, taking into account three areas of risk specific to Canadian cattle producers: price, currency and basis.

  • What is a Livestock Price Insurance Premium Table?
    Glad You Asked

    The Livestock Price Insurance Premium Table provides a snapshot into the future. Becoming familiar with the premium tables and how they fluctuate day-to-day will assist when making purchasing decisions. When you purchase coverage to establish a floor price, you can maximize market potential. In the final four weeks of the policy, if the market falls below the coverage you purchased, Livestock Price Insurance will pay the difference. If the market is above the coverage purchased, you can benefit by selling livestock into the higher market.

  • What is livestock price insurance?
    Glad You Asked

    SCIC administers the Livestock Price Insurance Program (LPI) to protect against market volatility. This program gives livestock producers protection against unexpected price drops on cattle and hogs over a defined perior of time. You can select from a variety of price insurance coverage options every Tuesday, Wednesday and Thursday to find the best fit for your livestock operation.

  • How do I know if I’m in a claim position for my livestock insurance?
    Glad You Asked

    When you purchase livestock price insurance, your settle period (claim window) opens during the last four weeks of your policy. You can determine if you're in a claim position by monitoring weekly settlement prices during this period.

    Each Monday, the settlement prices for the previous week are published online. If the settlement price is below the insured price of your policy, you're eligible to submit a claim for a portion or all of your insured weight during claim hours.

    If you decide not to make a claim in the first three weeks of your claim window, the system will automatically settle your policy in the fourth and final week using that week's settlement prices. We encourage producers to check their policy and settlement prices before the expiration date. 

  • How are LPI settlement prices calculated?
    Glad You Asked

    The settlement price is derived from auction market data gathered from Saskatchewan, Manitoba and Alberta and not on an individual producer’s actual sales. As data is collected, it is sorted into two regions (Saskatchewan/Manitoba and Alberta), which correlate to the two premium tables representing index and coverage.

    Settlements are calculated weekly for cattle and monthly for hogs. The settlement price reflects current Western Canadian prices.

    To learn more about what to consider during your LPI settlement period, including how to make a claim and understand settlement data, watch our online video here.

  • How can I purchase a LPI policy?
    Glad You Asked

    Please visit any SCIC office or call 1-888-935-0000 to purchase LPI policies and make claims.

    You will have the option to pay your policies upfront or on account. If choosing to pay on account, you have until the expiry date of your policy to pay premiums, subject to interest charges at a rate of CIBC prime + 2 per cent. The policy will be due at the expiration date of the policy and must be paid in full.

  • When can I purchase calf price insurance?
    Glad You Asked

    LPI recognizes that some producers have changed their calving practices since the Calf Price Insurance Program was first introduced. As a result, the deadline to purchase calf coverage will be permanently extended by two weeks. This year's deadline will be June 10, 2021.

    Settlements will also be extended from December to the end of February. Depending on when policies were purchased, producers have until February 21, 2022, to make a claim.

  • What insurance is available for my livestock?
    Glad You Asked

    SCIC is pleased to offer a wide variety of insurance options for livestock producers – including Crop Insurance (forage coverage and weather-based forage programs), AgriStability, and the Livestock Price Insurance Program. Plus, the Wildlife Damage Program is also available to all Saskatchewan producers to provide compensation for wildlife damage to your crop in the field, stacked hay or greenfeed in the yard, or predator attacks on your livestock.

  • What support is available to Saskatchewan livestock producers during COVID-19?
    Glad You Asked

    Agriculture Minister David Marit announced $10 million in additional funding to help livestock producers manage the impacts of COVID-19 related market disruptions. Click here to learn more»

    This support includes the Livestock Set Aside Program and changes to the Livestock Price Insurance Program (LPI) for Saskatchewan producers - including the Saskatchewan Premium Rebate.

  • How is COVID-19 impacting the LPI and cattle markets?
    Glad You Asked

    LPI is a market-driven program. With market volatility, the LPI prices and coverage are impacted accordingly. For more information, visit lpi.ca and COVID-19 FAQs.