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Intergenerational Transfer

Young farmers taking over family farms can use the experience obtained from the family farm for their own contract. The transfer of earned credits would be implemented using partial credits with a three year progression to the full credits of the original contract.

To be eligible for an intergenerational transfer the applicant must not have previously been insured under the Crop Insurance Program and must not have held a Contract of Crop Insurance with SCIC.


  • If you are involved in a contract that involves one or more family members, you can use production records and experience credit obtained from the family farm for your own contract.
  • Yield history, along with seeding intensity and experience discount, may be transferred directly to the new farmer having at least three years experience with the previous contract. This process is called a transfer of earned credits (TOEC).
  • Young farmers without this experience, can have the transfer of contract experience phased in over three years. This process is called an intergenerational transfer.